top of page

The UK Economy in 2025: What It Means for Mortgage Borrowers

Writer's picture: Max PersellMax Persell



As we move through 2025, the UK economy continues to face a mix of recovery and uncertainty. Inflation has shown signs of easing after peaking in previous years, leading to speculation that the Bank of England may gradually reduce interest rates. This is welcome news for mortgage borrowers, as lower rates could mean more affordable monthly repayments and better refinancing opportunities. However, economic growth remains sluggish, and wage growth has not kept pace with the cost of living, making mortgage affordability a key concern for many prospective buyers.



For those looking to purchase a home or remortgage, staying informed about economic trends is essential. A fluctuating market means that mortgage products and lending criteria can change quickly. Working with a mortgage broker like AF & Associates Ltd ensures you get expert guidance in securing the best deal, whether you're locking in a fixed rate for stability or exploring variable rate options to take advantage of potential rate cuts. Get in touch today to see how we can help you navigate the 2025 mortgage landscape.



2 views0 comments

Recent Posts

See All

Comments


As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the mortgage repayments 

The Financial Conduct Authority does not regulate some forms of Commercial Mortgages & Loans. We are a Credit Broker not a Lender

​

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK.

 

To visit the FCA consumer website - The Money Advice Service - please click here

To verify our status with the FCA, click here and key in our FCA number: 917946 Authorised and Regulated by the Financial Conduct Authority (FCA).
 

 

Registered in England and Wales Company No. 12336442

Registered Office:3 The Shrubberies, George Lane, South Woodford, London, E18 1BD 

Telephone : 020-8530-7170

​​

©AF & ASSOCIATES LTD. All Rights Reserved.

​​

bottom of page