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Re-Mortgage

🔁 Remortgaging Made Simple

Is your current mortgage deal coming to an end? Want to borrow more or reduce your monthly payments? We’ll help you remortgage with confidence.

At Af & Associates we make the remortgage process quick, easy, and stress-free — whether you're staying with your current lender or switching to a better deal.

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💡 What Is Remortgaging?

Remortgaging means taking out a new mortgage on your current home, usually to:

  • Get a better interest rate

  • Avoid moving onto a higher variable rate

  • Borrow more money (for things like home improvements or debt consolidation)

  • Switch lenders for a more flexible or affordable deal

🏦 When Should You Remortgage?

  • Your fixed or tracker deal is ending soon (check if you're within 6 months)

  • Your property has gone up in value

  • You want to raise extra funds (e.g. for renovation or school fees)

  • You’re currently on a standard variable rate (SVR) and paying more than you need to

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We’ll help you figure out if now’s the right time, and what your best options are.

📋 What You’ll Need to Remortgage

To get started, we’ll usually need:

  • Last 3 months of payslips or tax returns

  • 3 months of bank statements

  • Current mortgage balance and term

  • Details of your income, debts, and monthly outgoings

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🤝 Why Remortgage With Us?

  • ✔️ Access to hundreds of lenders and exclusive deals

  • ✔️ Straightforward advice with no jargon

  • ✔️ We handle all the paperwork and liaise with the lender

  • ✔️ Fast turnaround and friendly support

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📞 Ready to Save or Raise Funds?

Let’s see what we can do for you. Whether your deal is ending soon or you're just exploring options, we’re here to help.

👉 Give us a call: 02085307170

As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the mortgage repayments 

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The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK.

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AF & Associates Ltd is authorised and regulated by the Financial Conduct Authority, FRN: 917946. AF & Associates Ltd is an authorised credit broker and not a lender. We work with a an unrestricted number of Lenders to find a potentially suitable arrangement for your consideration.

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ICO registration ZA750651 and you can check via www.ico.org.uk.

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We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow. Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.

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The Financial Conduct Authority does not regulate some forms of Commercial Mortgages & Loans. We are a Credit Broker not a Lender

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Privacy Notice

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Registered in England and Wales Company No. 12336442

Registered Office:3 The Shrubberies, George Lane, South Woodford, London, E18 1BD 

Telephone : 020-8530-7170

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©AF & ASSOCIATES LTD. All Rights Reserved.

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