Re-Mortgage

🔁 Remortgaging Made Simple

Is your current mortgage deal coming to an end? Want to borrow more or reduce your monthly payments? We’ll help you remortgage with confidence.

At Af & Associates we make the remortgage process quick, easy, and stress-free — whether you're staying with your current lender or switching to a better deal.

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💡 What Is Remortgaging?

Remortgaging means taking out a new mortgage on your current home, usually to:

• Get a better interest rate

• Avoid moving onto a higher variable rate

• Borrow more money (for things like home improvements or debt consolidation)

• Switch lenders for a more flexible or affordable deal

🏦 When Should You Remortgage?

• Your fixed or tracker deal is ending soon (check if you're within 6 months)

• Your property has gone up in value

• You want to raise extra funds (e.g. for renovation or school fees)

• You’re currently on a standard variable rate (SVR) and paying more than you need to

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We’ll help you figure out if now’s the right time, and what your best options are.

📋 What You’ll Need to Remortgage

To get started, we’ll usually need:

• Last 3 months of payslips or tax returns

• 3 months of bank statements

• Current mortgage balance and term

• Details of your income, debts, and monthly outgoings

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🤝 Why Remortgage With Us?

• ✔️ Access to hundreds of lenders and exclusive deals

• ✔️ Straightforward advice with no jargon

• ✔️ We handle all the paperwork and liaise with the lender

• ✔️ Fast turnaround and friendly support

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📞 Ready to Save or Raise Funds?

Let’s see what we can do for you. Whether your deal is ending soon or you're just exploring options, we’re here to help.

👉 Give us a call: 02085307170