Refer A Specialist Case

Specialist Lending Referral Partner Programme

Don’t Place Specialist Cases? Let Us Handle Them — and Get Paid Generously for the Referral.

At AF & Associates, we understand that not every mortgage broker wants to deal with specialist lending. Whether it’s bridging finance, development funding, limited company buy-to-lets, or complex income scenarios — these cases take time, expertise, and the right lender relationships.

That’s where we come in.

Refer Your Specialist Cases. We’ll Handle the Rest.

If you’re a residential broker, we offer a referral partnership that’s simple, transparent, and rewarding. You keep your focus on what you do best — and we’ll take care of the specialist side, keeping your client happy and your reputation protected.

What We Accept:

Bridging loans (residential & commercial)
Development finance
Complex buy-to-lets (including HMOs, Ltd Co, portfolio landlords)
Adverse credit or unusual income cases
Second charge loans
Commercial mortgages
Asset finance introductions

Why Partner With Us?

✅ Generous Commission Rates
We pay more than most networks or brokers — and we pay promptly. You’ll receive market-leading referral fees without any admin or case management stress.

✅ You Stay in Control
We only handle the specialist case you refer. You keep your client for all future business, and we’ll never cross-sell without your permission.

✅ Fully Compliant & Transparent
We document every step, and you’ll be updated regularly so you’re always in the loop.

✅ Expert Support for Your Clients
With access to the full specialist market and deep industry knowledge, we find solutions others miss — quickly and professionally.

Ready to Refer a Case?

Referring to us is easy. Just complete our short referral form or get in touch directly for a chat. Whether it’s a one-off case or you'd like to build an ongoing referral relationship, we’d love to hear from you.